£15 an hour after tax
At £15.00 an hour on a 37.5-hour week that is £29,250 a year, and £2,048.34 a month after tax and National Insurance. Your real hourly rate, after deductions, is £12.61.
That is £24,580 a year after income tax, National Insurance and anything else coming off your pay.
- Income tax
- £3,336
- National Insurance
- £1,334
- Effective rate
- 16.0%
- Marginal rate
- 28.0%
| Year | Month | Week | Hour | |
|---|---|---|---|---|
| Gross pay | £29,250.00 | £2,437.50 | £562.50 | £15.00 |
| Income tax | £-3,336.00 | £-278.00 | £-64.15 | £-1.71 |
| National Insurance | £-1,333.92 | £-111.16 | £-25.65 | £-0.68 |
| Take-home pay | £24,580.08 | £2,048.34 | £472.69 | £12.61 |
At different weekly hours
| Hours a week | Annual gross | Tax and NI | Take-home | A month | Net per hour |
|---|---|---|---|---|---|
| 16 hours | £12,480 | £0 | £12,480 | £1,040.00 | £15.00 |
| 20 hours | £15,600 | £848 | £14,752 | £1,229.34 | £14.18 |
| 25 hours | £19,500 | £1,940 | £17,560 | £1,463.34 | £13.51 |
| 30 hours | £23,400 | £3,032 | £20,368 | £1,697.34 | £13.06 |
| 35 hours | £27,300 | £4,124 | £23,176 | £1,931.34 | £12.73 |
| 37.5 hours | £29,250 | £4,670 | £24,580 | £2,048.34 | £12.61 |
| 40 hours | £31,200 | £5,216 | £25,984 | £2,165.34 | £12.49 |
| 45 hours | £35,100 | £6,308 | £28,792 | £2,399.34 | £12.30 |
Below about 15 hours a week at this rate you fall under the Personal Allowance and pay no income tax at all, and under the Primary Threshold you pay no National Insurance either. That is why the net-per-hour column improves as hours fall — a point worth knowing if you are weighing extra shifts.
Against the minimum wage
The National Living Wage is £12.71 an hour for anyone 21 or over from 1 April 2026. At £15.00 an hour you are £2.29 above it, which over a 37.5-hour year is £4,465 of extra gross and about £3,215 of extra take-home.
Overtime at this rate
| Rate | Gross per hour | Marginal rate | Net per hour |
|---|---|---|---|
| Basic | £15.00 | 28.0% | £10.80 |
| Time and a quarter | £18.75 | 28.0% | £13.50 |
| Time and a half | £22.50 | 28.0% | £16.20 |
| Double time | £30.00 | 28.0% | £21.60 |
Other rates
Rates either side of this one: £12.71, £13, £14, £16, £17, £18. If you would rather start from the salary, the main calculator does that; if you are trying to work out how many hours you need rather than what a rate is worth, this guide runs it backwards from the monthly figure you need to cover.
Questions people actually ask
How much is £15.00 an hour a year?
£29,250 on a 37.5-hour week, or £31,200 on 40 hours. After tax that is £24,580 and £25,984 respectively.
How much is £15.00 an hour a month?
About £2,437.50 a month gross on a 37.5-hour week, and £2,048.34 after tax and National Insurance.
Figures on this page are for the 2026/27 tax year (6 April 2026 to 5 April 2027) and were last checked on 29 August 2026. Every rate we use is listed on the sources page.